Take back what's yours

They quoted you one price. Then the bill came.

Hidden fees, promo credits that never showed up, autopay discounts you lost on a technicality. We go through your phone, internet, TV and utility bills line by line, then call the company with you to get it fixed.

Join for $9.99/monthAsk a question first
$9.99 a monthCancel anytimeWe never ask for passwords

How much are they taking?

Extra you pay a year$324
Bill Bandit membership ($9.99 a month)$120
You keep in year one$204
Cancel anytime and keep the lower price$324/yr
Example numbers; change them to yours. Savings depend on your bills and your providers, and we can't promise a particular result.

Most wanted: the fees on your bill

These aren't taxes. Most are the company's own charges, and they're usually missing from the price you hear in the store. Every figure links to the company's own page, checked October 14, 2026.

WANTED
AT&T Administrative & Regulatory Cost Recovery Fee
$4.99per line, every month

On top of the plan price, on every postpaid line.

att.com fee schedule
WANTED
T-Mobile Regulatory Programs & Telco Recovery Fee
$5.49per voice line, every month

Quotes made before Oct 12, 2026 may still show the old amount.

t-mobile.com
WANTED
The disappearing AutoPay discount
Up to $10per line, every month

AT&T, Verizon, T-Mobile and Xfinity tie it to how you pay. A regular credit card can cost you the discount.

att.com AutoPay terms
WANTED
Xfinity Broadcast TV Fee
Not in the promoand it can rise mid-deal

Xfinity says it's not part of promotional pricing and "may increase during your promotional term."

xfinity.com price changes

How we get it back

You stay in control the whole time. We do the digging and the arguing.

Tell us which bills

Fill in the short form. Then sign a one-page authorization that lists the accounts, what we may ask for and our fee.

We go through every line

You send the bills through a secure link. We compare them to what you were promised and to the company's own fee pages.

We call the company with you

You join for a minute to confirm who you are. Then we push for the promised price, removed fees and the best current offer.

You see the new bill first

Our fee comes only from savings that actually show up on your bill. Nothing comes off, nothing owed.

$9.99 a month. We do the arguing.

  • Phone, internet, TV and streaming: $9.99 a month. We go through your bills, call the companies with you, and keep watching every month so prices don't creep back up. Cancel anytime by text or email.
  • Big bills (a utility catch-up bill, or any bill where more than $500 is in dispute): 30% of what we save.
  • We start right away. Once your first payment goes through, we send you a secure link for your bills and get to work.
  • Medical bills: we audit the bill and write the dispute letters and any financial-assistance application for you to send. One flat price, quoted before we start.
  • Never your passwords. Never a purchase on your account.

We are not lawyers, public adjusters or insurers, and we don't give medical, legal or financial advice.

Every bill is fair game

Phone, internet and TV

Recovery fees, missing promo credits, lost autopay discounts, add-ons you never asked for, equipment you already returned.

Power, water and gas

Estimated readings, the wrong rate plan, leak adjustments, deposits that should've been refunded, and assistance you qualify for.

Medical

Duplicate charges, services you never got, and the financial assistance nonprofit hospitals are required to offer.

Insurance, banks and subscriptions

Premiums that crept up at renewal, fees that can be reversed, and subscriptions you forgot about.

Ready? Join Bill Bandit.

  • $9.99 a month, billed monthly through Square. Cancel anytime by text or email; no charge after the current month.
  • Right after you join, we send you a secure link to upload your bills, then we get to work.
  • Your card statement will show Nextgear Pilot & Safety Services. That's us.

Join for $9.99/month

Questions first? Tell us about the bill

Not sure it's worth it? Tell us about the bill and we'll give you an honest answer. Big one-time bills (more than $500 in dispute) are 30% of what we save instead of the membership. Don't send bills or account numbers here.

Free guides

Rather do it yourself? Start here. Every fact links to its source.

AT&T bill higher than quotedFees, AutoPay rules, 180-day dispute window Verizon bill higher than quotedAdmin charge, Auto Pay, Notice of Dispute T-Mobile bill higher than quoted$5.49 fee, credit timing, 60-day window Xfinity bill doubledBilling in advance, TV fees, 120-day window Spectrum bill higher than quotedActivation, install, end-of-promo pricing Alabama Power bill too highBilling-error rule, SSI waiver, LIHEAP Hospital bill too highItemized bill and financial assistance